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Nihonjin1051 :
Here is my view on the situation:
The Scots are different in mentality to the English. Most Scots are left of centre and they would like a country that is more akin to the model as seen in countries like Denmark and Sweden, that mixes private enterprise but with good public services as regards pensions and healthcare.
The English by contrast seem to have drifted to the US model somewhat where the onus of welfare is more on the individual citizen. Low taxes and relatively lower social welfare spending is the system that most English people want.
The card that opponents of independence have been successfully playing till recently is that Scotland cannot maintain the same standard of living if it went independent. The supporters of independence have recently managed to convince many Scots that Scotland can not only maintain its living standards if it gets independence but may even become more prosperous.
Even if Scotland votes no now, the momentum for independence is so great that independence may be inevitable a decade or two down the line.