Being the most obedient servants the Mahana Amadni Account (MAA) scheme of the National Savings (NS) was closed some 12-15 years back obeying the dictates of international lenders. However, since those old time there still existed a bit self respect, it continued for those who already had their Accounts matured.
However, soon under some unwritten policy the staff of the NS Centers (NSC) started misguiding the account holders whenever they arrived to collect their accrued profits that the scheme was officially closed hence they now needed to close their accounts and get back their principal deposits. As is generally we the masses, even the educated ones, trusting it signed the account closure request Forms. During the last 12-15 years many such cases have come to my knowledge personally and through press. Only last month a Pakistani from USA approached me through expatriate Pakistanis Blog narrating his story sought my advice and one from Germany.
I had opened an account with the NSC Gulberg, Karachi in the name of my niece who then was a child. 3-4 years back my sister told me that the then Officer Incharge on her each visit insisted her to close the account as the scheme no more existed and forced her sign closure Form which she refused. Fearing he might tactfully get her signature she stopped visiting the Center until the Officer Incharge changed. Two weeks back my nice visited the Center to withdraw the accrued profit when the present Officer Incharge showing his frustration directed her to get the account closed.
Last year my wife approached NSC Gulshan-e-Iqball II for opening of a Savings Bank Account. The Officer Incharge misguided her that accounts opening was banned and only there Certificates were issued. He repeated this contention on phone with me which was duly recorded by the quality technical system. Later when I raised the issue with the Regional Directorate that I may be given a copy of the official notification, my wife was immediately handed over an Account Opening Form explaining that no one had ever come to open an account. The Savings Accounts system was introduced by the British late 1800s and the same still continues. Pakistan Post Office as an Agent of NS has millions of savings account and keep opening new ones but the principal whose scheme is this does not.
Imran Khan and Qadri today are struggling to topple the whole corrupt system and giving us day dreams and honey laden lollypops. Their agenda has, however, given a new ray of hope in this darkness that the nation yet does not need to be fully disappointed as there still exist amongst the rotten lot though few like that of DIG Karachi Shahid Hayat, lady DSP Khadija Islamabad, DIG Cheema etc who have not killed their conscious.
Mid 70s when administration was upright, Haji Ismail Dy. PMG Karachi forthwith terminated the service of Samanad Post Office Incharge seeing there was no booking any parcel during the last 8-10 months. The Incharge had replied that no one came to book any parcel. Haji Sahib a true public servant did not believe that from such a heavily populated area no one needed to book a parcel. Monthly returns are received in the Directorate from National Savings Centers showing totally monthly deposits, withdrawal, opening/closure of accounts, sale/surrender of certificates etc. But as per today’s trends, the Director National Savings never acting as righteous Haji Ismail did ever raised her eye brow to see how it was in the return for so long none from Karachi opened the Accounts.
Only an extreme insane cut the fruit bearing evergreen trees. Mahana Amadni Scheme was the best scheme ever launched. No one can accept that a sane will close his MAA matured scheme giving him monthly highest in the word profit unless he is misguided or fooled to do so.
Though real good times don’t appear to be coming in the life of this senior citizen yet since some anchors like Dr. Shahid Masood etc are giving dreams that the present SC is soon going to be real active, I strongly await that time to come. If it ever arrived I will then knock at door of justice praying to pick at random hundred MAAs closed and a Bailiff or court appointed commissioner visits each of them, on my expense, to find from them if they closed their MAAs at their own or they were advised by the Centers to do so.
However, soon under some unwritten policy the staff of the NS Centers (NSC) started misguiding the account holders whenever they arrived to collect their accrued profits that the scheme was officially closed hence they now needed to close their accounts and get back their principal deposits. As is generally we the masses, even the educated ones, trusting it signed the account closure request Forms. During the last 12-15 years many such cases have come to my knowledge personally and through press. Only last month a Pakistani from USA approached me through expatriate Pakistanis Blog narrating his story sought my advice and one from Germany.
I had opened an account with the NSC Gulberg, Karachi in the name of my niece who then was a child. 3-4 years back my sister told me that the then Officer Incharge on her each visit insisted her to close the account as the scheme no more existed and forced her sign closure Form which she refused. Fearing he might tactfully get her signature she stopped visiting the Center until the Officer Incharge changed. Two weeks back my nice visited the Center to withdraw the accrued profit when the present Officer Incharge showing his frustration directed her to get the account closed.
Last year my wife approached NSC Gulshan-e-Iqball II for opening of a Savings Bank Account. The Officer Incharge misguided her that accounts opening was banned and only there Certificates were issued. He repeated this contention on phone with me which was duly recorded by the quality technical system. Later when I raised the issue with the Regional Directorate that I may be given a copy of the official notification, my wife was immediately handed over an Account Opening Form explaining that no one had ever come to open an account. The Savings Accounts system was introduced by the British late 1800s and the same still continues. Pakistan Post Office as an Agent of NS has millions of savings account and keep opening new ones but the principal whose scheme is this does not.
Imran Khan and Qadri today are struggling to topple the whole corrupt system and giving us day dreams and honey laden lollypops. Their agenda has, however, given a new ray of hope in this darkness that the nation yet does not need to be fully disappointed as there still exist amongst the rotten lot though few like that of DIG Karachi Shahid Hayat, lady DSP Khadija Islamabad, DIG Cheema etc who have not killed their conscious.
Mid 70s when administration was upright, Haji Ismail Dy. PMG Karachi forthwith terminated the service of Samanad Post Office Incharge seeing there was no booking any parcel during the last 8-10 months. The Incharge had replied that no one came to book any parcel. Haji Sahib a true public servant did not believe that from such a heavily populated area no one needed to book a parcel. Monthly returns are received in the Directorate from National Savings Centers showing totally monthly deposits, withdrawal, opening/closure of accounts, sale/surrender of certificates etc. But as per today’s trends, the Director National Savings never acting as righteous Haji Ismail did ever raised her eye brow to see how it was in the return for so long none from Karachi opened the Accounts.
Only an extreme insane cut the fruit bearing evergreen trees. Mahana Amadni Scheme was the best scheme ever launched. No one can accept that a sane will close his MAA matured scheme giving him monthly highest in the word profit unless he is misguided or fooled to do so.
Though real good times don’t appear to be coming in the life of this senior citizen yet since some anchors like Dr. Shahid Masood etc are giving dreams that the present SC is soon going to be real active, I strongly await that time to come. If it ever arrived I will then knock at door of justice praying to pick at random hundred MAAs closed and a Bailiff or court appointed commissioner visits each of them, on my expense, to find from them if they closed their MAAs at their own or they were advised by the Centers to do so.
