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Where to invest a lump sum of money ?

If you have any skill establish a small business with that. Do some charity it will bring more blessings and happiness in your life..Do hajj if you haven't done so...
 
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Become a VC and invest say 7 lakhs each in 10 startups. This way you will also help youth and startup scene back home but for the same you must be smart and must have some free time at hand too, next best bet is property.
 
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Buy agricultural land in Pakistan....will gave you annually profit plus increase the value of land each year...I myself small time agricultural land owner....Best to invest in Pakistan buy land.
People from our village(photohar region) selling their land and settling in cities for better facilities ..may be buying agriculture land is better option in central Punjab with fertile land
 
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You are right . I am very gracious when it come to spending money that's why I always struggled in saving money but now I am thinking about my twin girls and may need money for their education so that's why started thinking seriously about future....you never know anything could happen to me


where people in Pakistan get their money from ? They talk about crore as if its few thousand pounds lol
Those houses are mainly owned by businessmen, OSP, s and officials
 
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If you have any skill establish a small business with that. Do some charity it will bring more blessings and happiness in your life..Do hajj if you haven't done so...
I did sent my mother to Hajj last year and inshalla have planned to do so along with my partner and daughters ..just wanted them to grow up lil bit
 
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People from our village(photohar region) selling their land and settling in cities for better facilities ..may be buying agriculture land is better option in central Punjab with fertile land
A better bang for buck is in lifestock but do you have the skill and patience?
 
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you can invest in running business, property but return is less i myself am selling my flat in dha phase 7 karachi for 58lack which earns me rs 20k monthly or start your restaurant by bring new franchise to pakistan which are famous aboard.

two bedroom flat in North Nazimabad was going for 25000 about 10 years ago. Running a business off of your savings is the worst mistake one can make, beside for foreign franchises you need a lot more cash upfront and then you need to quit your job and give you best to your business and hope it succeed or you go homeless.
 
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you can invest in running business, property but return is less i myself am selling my flat in dha phase 7 karachi for 58lack which earns me rs 20k monthly or start your restaurant by bring new franchise to pakistan which are famous aboard.
Franchise are expensive ..actually I know one friend from swat who started this chain of ice cream in UK and now they have many branches all over UK ..Their father started business from small Asian super store and now they have many franchises which are running well
https://www.sprinklesgelato.co.uk/
 
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two bedroom flat in North Nazimabad was going for 25000 about 10 years ago. Running a business off of your savings is the worst mistake one can make, beside for foreign franchises you need a lot more cash upfront and then you need to quit your job and give you best to your business and hope it succeed or you go homeless.
well mine is also 2 bedroom but max i got was 23k as its 3rd floor while 1st fretch under 35k. Also price of property is not going steady up so gain is little.People are more now inclined to new property projects like bahira or dha city,
 
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Property in the suburbs or agricultural land, some in bond and gold.

I had a lump sum about of money by selling a piece of land, I invested it in a variety of liquid and debt fund, and reinvesting the interest of that in equity. So my base is protected, and my exposure to equity is increasing every month.
 
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two bedroom flat in North Nazimabad was going for 25000 about 10 years ago. Running a business off of your savings is the worst mistake one can make, beside for foreign franchises you need a lot more cash upfront and then you need to quit your job and give you best to your business and hope it succeed or you go homeless.
Business may be good option in UK if you get loan form bank
I mean in case of losing you may apply for bankruptcy in worst scenario :D
 
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Business may be good option in UK if you get loan form bank
I mean in case of losing you may apply for bankruptcy in worst scenario :D


If you want to get involved in business - buy the shop and rent it to others who have an idea - its too much effort/risk to run a business as a side project.

Buy long leasehold (99 years plus) not freehold premises on a UK high st. In smaller towns these can be had for 80000. If you buy in the right location it's a very safe bet for rental returns and much less headache then residential.
 
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If you can't frequently visit Pakistan then don't make stupidity of buying agricultural land or property other than DHA unless you want to risk losing your investment.
i 2nd this my own family member in gujarat is in court case against some thugs who have illegal occupy his land. Invest where your property will remain in your control even if you left it for 20 years like dha or bahria or askari e.t.c
 
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