Here is the list of the main issues affecting the financial situation of a common man.
1. Lack of education
2. No Technical Skills
3. Too many children
4. Wasting of money on useless things (i.e. cigarettes, pan, gotka, etc etc)
My solution for the above issues.
1. Our education system is a sham, all they do it teach you memorizing. Need to overhaul the system from top to bottom. Education should not be limited to just science, history, literature but should also teach ethics and social skills.
2. Pakistan urgently needs Technical training schools. a place that will provide certain skillset that would enable a person to get a job, like carpentry, electrician, even truck/bus driving.
3. A campaign should be launched to raise awareness to stop people having alot of children. Maybe putting a tax on people that have a 3rd child should be put in place.
4. I recommend putting very high taxes on cigarettes, pans, gotkas so that the poor are unable to waste money on them and the govt gets some additional funds.