Hermione
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They are not that smart, but materialistic.They are urged to get married before they reach 28 otherwise they risk being branded as "Leftover,or the other woman".Whom nobody wants to marry and they in most cases remain as such for the rest of their life or end up being Lesbian or worse being someones mistress.
House is important as you cannot own land, all land belongs to government and you buy villa or condo, you have permission to do whatever you want till 100 years after 100 years.It is demolished and you have to rebuy your property in the same place or somewhere else.
so, having a home is important.
I read here they there were hiring boyfriends to show to their parents.
When asked around they too had arranged marriage thing but that was gone due to cultural revolution only the top /business families follow that tradition of arranged marriage.
Being materialists is termed as being smart. It is the same in all societies where "love marriage" is the norm. People soon find out love is something that is not going to happen and settle for being smart.