Indus Pakistan
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Interesting and I can relate to what you say. Amongst Pakistan until late 1980s most dead were sent back to Pakistan and I think there were 'burial associations' into which you paid set amount exactly like what you mention.Born in Europe, I remember that family and friends always talked about this issue. The overwhelming majority of people wanted to be buried at home in Turkey. How does Pakistanis in Europe/America think about this topic?
Unfortunately, as you likely already know, the transfer of the deceased to ones own country is extremely expansive. In our case, transportation from Europe to Turkey will easily cost several thousand euros. It's sad but not every family can afford this amount of money.
So, to share the costs fairly within the community, Turkish people in Europe set up several "funeral funds" recognized as charitable organizations. You have to get registered to become a member. After this step, you will get at the end of every year a letter from the fund management in which they explain the current financial situation and the number of deceased persons. The amount you have to pay is calculated on the basis of the sum of the projected number of deaths/costs divided by the projected number of members.
Usually, you pay roughly 40 euros at the end of the year. Your children and wife/husband are automatically covered by this fund as along as you're staying a member. Do you have a similar system?
However past 1990s things began to change. The problem was most of the elderly who died had hardly anybod close left in Pakistan. Since their immediate family was in UK it made little sense in the body being sent back to a village where most of the younger generation were strangers. I give my example. My dads sister died lasy year. she came to UK in 1965. Most people she knew were gone and my cousin insisted that their mother would be buried in UK as they could go and pay their respects at the grave.
That is why increasingly there are Muslim cemeteries in UK. The one my dads sister was buried in was just regular cemetry but had a portion given to Muslims and it had 100s of graves pointing to changing attitudes. So i expect I will be buried in UK. It matters nought to me. It matters to those in whom your memory lives on. So that they can pay respect at the grave.