Indo-Pak ties: Who will end up on the losing side?

[Vazir]

What?
I know you are a Pakistani, that almost by definition means you never bother to actually read and become knowledgeable, but at least try to do so before posting..otherwise it makes you look even more ignorant than the usual stock.

Indian Banking system is failing? Its NPA's are on track to resolution after peaking by March 2017. The Banking system has had new laws enacted to support faster expansion and more credit. Its on a massive expansion spree!

Interesting. A question, though. How are your commercial bank laws? Restrictions? Separation in commercial and investment activity, if any?

 

[Verve]

What?
I know you are a Pakistani, that almost by definition means you never bother to actually read and become knowledgeable, but at least try to do so before posting..otherwise it makes you look even more ignorant than the usual stock.

Indian Banking system is failing? Its NPA's are on track to resolution after peaking by March 2017. The Banking system has had new laws enacted to support faster expansion and more credit. Its on a massive expansion spree!

Know how to make sense of a Balance Sheet? Yes? Then look at the mainstream banks and liquidity of each. The exercise of demonetisation was to save these banks.

 

[Articulate]

Know how to make sense of a Balance Sheet? Yes? Then look at the mainstream banks and liquidity of each. The exercise of demonetisation was to save these banks.

Unfortunately for you - Yes.
Thank you for enlightening us about the grand conspiracy of demonetization to 'save' the Banks. While the policy makers targeted a range of benefits that have been clearly listed out by the Chief Economic Advisor of GoI as well as the Prime Minister, you as Pakistani(known globally for their expertise in financial sector) are here to tell us the 'real reason'.

And ofcourse , you are using that expertise to tell us that Indian Banking system is failing - Its also one of the reasons why the single largest Bank in India (by a gigantic margin) has its stock rising nearly 60% in this last one year.

So thankyou!

Interesting. A question, though. How are your commercial bank laws? Restrictions? Separation in commercial and investment activity, if any?

Thank you for the noticeable intellectual relief from ignorance the chap who posted above.

The Commercial Bank laws in India till recently were ridiculously bad. Till 2014 our Banks were basically ineffectual against any kind of fraud being perpetuated against them because the entire legal system was designed to protect the borrowers at all costs.

Over a space of the last 2.5 years, there have been multiple reforms in the Banking sector driven by the Parliament as well as the RBI which has almost completely overhauled the sector.

The high point of these changes are - Bank Boards Bureau reform, the Bankruptcy Act, Arbitration Act, Negotiable Instruments Act.

Basically almost everything has been done in the last 2 years only. All this in addition to massively expanding the scope of banking to bring even the poorest of Indians to the banking sector. Over 250 million bank accounts have been opened in just the last 2 years!

Fortunately our Reserve Bank has also been active and introduced quite a competition in a moribund sector.

As luck would have it, I have an article that was featured today itself.
http://www.business-standard.com/ar...erging-markets-chris-wood-117051200128_1.html

 

[Vazir]

And ofcourse , you are using that expertise to tell us that Indian Banking system is failing - Its also one of the reasons why the single largest Bank in India (by a gigantic margin) has its stock rising nearly 60% in this last one year.

So thankyou!

But how well is your laws on public declarations of assets and revenue of banks? That is the real question.

 

[Vazir]

Unfortunately for you - Yes.
Thank you for enlightening us about the grand conspiracy of demonetization to 'save' the Banks. While the policy makers targeted a range of benefits that have been clearly listed out by the Chief Economic Advisor of GoI as well as the Prime Minister, you as Pakistani(known globally for their expertise in financial sector) are here to tell us the 'real reason'.

And ofcourse , you are using that expertise to tell us that Indian Banking system is failing - Its also one of the reasons why the single largest Bank in India (by a gigantic margin) has its stock rising nearly 60% in this last one year.

So thankyou!


Thank you for the noticeable intellectual relief from ignorance the chap who posted above.

The Commercial Bank laws in India till recently were ridiculously bad. Till 2014 our Banks were basically ineffectual against any kind of fraud being perpetuated against them because the entire legal system was designed to protect the borrowers at all costs.

Over a space of the last 2.5 years, there have been multiple reforms in the Banking sector driven by the Parliament as well as the RBI which has almost completely overhauled the sector.

The high point of these changes are - Bank Boards Bureau reform, the Bankruptcy Act, Arbitration Act, Negotiable Instruments Act.

Basically almost everything has been done in the last 2 years only. All this in addition to massively expanding the scope of banking to bring even the poorest of Indians to the banking sector. Over 250 million bank accounts have been opened in just the last 2 years!

Fortunately our Reserve Bank has also been active and introduced quite a competition in a moribund sector.

As luck would have it, I have an article that was featured today itself.
http://www.business-standard.com/ar...erging-markets-chris-wood-117051200128_1.html

I also want to ask if you have a law similar to Glass-Steagall Banking Act in US. A boom in banking industry without at least some sort of restriction like the is very troublesome.

 

[Articulate]

But how well is your laws on public declarations of assets and revenue of banks? That is the real question.

Pretty good laws on public declaration of assets and revenue.
Really really bad at weeding out NPA's from Banks acting with malafide intent and hiding NPA's as PA's.

The second part is improving only now. When I say now - I mean literally in the last 30 days.

New laws have been notified. Its getting harder for banks to hide their NPA's or push them down the road for another day.

 

[Kaniska]

Someone has to quantify the win loose...If India is returned with Budhist area of eastern part Jammu and Kashmir from China then India can drop its claim on kashmir valley...

Let peace prevail with some give and take from both sides...

 

[Articulate]

I also want to ask if you have a law similar to Glass-Steagall Banking Act in US. A boom in banking industry without at least some sort of restriction like the is very troublesome.

In bits and parts.
You would have to ask a Compliance Banker for the details. I am not one. I know and am tracking only at the macro level.

 

[Ajaxpaul]

10 pages have gone. Pls declare a winner fast !!

 

[Vazir]

10 pages have gone. Pls declare a winner fast !!

I'm not the official judge, but I think Spain won.
..........

 

[Vigneshwara]

You're overestimating India's intelligence capability here. Pakistan is smart enough to keep their launch sites hidden. The moment India launches, Pakistan launches. We don't wait for the transporting and the loading. That will be done the moment tactical missiles are used, in case India retaliates. An almost immediate response, to put it simply.

India would not use land based misslies india would use submaraine based and this would be very difficult to detect and it would be very close to your shores.

 

[Ajaxpaul]

I'm not the official judge, but I think Spain won.
..........

Then declare them winners and end this torture

 

[Vigneshwara]

India will loose Muslim parts of kashmir gradually because Never it happened in history that any force can keep an area against will of the local populace in long run and then there will be peace between India and Pak.

Thats it. Nothing else is going to happen.

But balochistan and sindh would be liberated from pakistan first before kashmir.

 

[NakedLunch]

What?
I know you are a Pakistani, that almost by definition means you never bother to actually read and become knowledgeable!

Tell me more about that Mr Articulate. Articulate that for me if you will. I'm all ears.

 

[cocomo]

India is the mother of terrorism in south asia. They gave birth to terrorism in south asia by funding terrorists in Tamil tigers who had suicide bombers. Indians are the biggest a-holes in south asia, thanks to China their toxic influence is dying in south asia. Good Riddance.