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FREE JUSTICE AT PAK Rs. 150,000

javedm

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My wife requested the National Savings for opening an account but since every institution today is an independent state within state, it issued her the Certificates instead of Account applied for. A complaint was filed with the Federal Ombudsman the protector of citizens rights. At the outset the Senior Adviser Wafaqi Mohtasib Karachi summoned my wife to appear before her in Karachi on 09.12.2014. Not knowing the importance of proper and timely service of a notice in a justice system, she kept it four days on her table. Thus, this notice reached my wife on 14.12.2014 complete five days after the Hearing had already finished.


The National Savings in the Hearing was to explain why it at its own issued certificates but what my wife was to explain, this senior citizen with 45 years rich experience can’t understand. The value of Certificate in question was Rs. 1 lac but the expense involved in my wife’s attending the Hearing to get “cheap” justice involved minimum Rs. 1.50 lac.


Though I can’t produce the written reference here but I remember when with pride all the ombudsmen of Pakistan gathered in Islamabad to “reform”, a special cell for Overseas Pakistani (OPs) complainants was created. In addition to others, it was declared that OPs would not be summoned in the Hearings. When Nawaz Sharif held, to only fetch money, the famous Overseas Pakistanis Convention in Islamabad in 1997 attended by Pakistanis from world over it was announced that there that the Federal Ombudsman would not summon the OPs for hearing. Some delegations had raised this issue there in presence of NS. Later sometime 1990 the Federal Ombudsman from Islamabad issued another special instruction to its Regional Office Karachi not to summon OPs unnecessary for Hearings.


Today we are living in democracy, heavy mandated one. Hence expecting that someone to question this senior advisor what was the logic, sense or rationale in summoning my wife in this very simple issue is just hoping for hoping.

Had the Notice reached timely, would my wife had been there? Certainly not? For the reason who knew this Hearing on the scheduled day/time would surely had held? There might had been transport absent due to sudden firing by “namaloom afraad” that day, a dharnna, an MQM called strike etc causing my wife to return back to go again on next hearing on a re-expense of additional Rs. 1.50 lac. A friend last year received a Hearing Notice to appear in Islamabad. He told me instead of spending Rs. 2 lack on ticketing, hoteling in Islamabad he would prefer to spend Rs. 10,000 on “grease” and get the issued solved. Later he told me on the Hearing date, as he learnt from the defendant agency, the Investigation Officer did not come and the defendant agency person after sitting half day went back to his office. During Justice Sardar Iqbal the first Ombudsman Pakistan and during tenure of Mr. Justice Aslam Riaz Hussain there is not a single occasion known when an OP was ever summoned for hearing. Perhaps Justice Sardar Iqbal and Justice Aslam Riaz Hussain were incompetent for the posts. No doubt the whole complete ombudsmen system of today is an employment exchange for influential retired.
 
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What is stopping you from selling that certificate , and go to a new bank ! Tell the manager you will tell your 4,000 relatives to also cancel accounts with Banks and move to new bank


  • Country has 50 banks , go to new bank , that has better customer service

If the Bank rejected the service , they must have provided a reason for rejecting the request to open a Account under someone's name.

Normally Banks make money when someone opens an account for them (Service fees etc) so they normally do not reject a new account request


Next time you go to shadi , or community gathering of 3000 people , do free marketing for the new bank that offered you good service
 
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What is stopping you from selling that certificate , and go to a new bank ! Tell the manager you will tell your 4,000 relatives to also cancel accounts with Banks and move to new bank


  • Country has 50 banks , go to new bank , that has better customer service

If the Bank rejected the service , they must have provided a reason for rejecting the request to open a Account under someone's name.

Normally Banks make money when someone opens an account for them (Service fees etc) so they normally do not reject a new account request

He's talking about national savings bongay !

:P
 
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Is that not done via Banks in Pakistan ?

Most countries I have been to the saving accounts are tied to your bank profiles unsure how its handled in pakistan then no wonder the complexities
 
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Is that not done via Banks in Pakistan ?

Most countries I have been to the saving accounts are tied to your bank profiles unsure how its handled in pakistan then no wonder the complexities

national savings comes under federal government.

the guy applied on his wife's behalf for a certain kind of account, instead they issued certificates. He made a complaint to the ombudsman, they set a date for hearing. He was sent a notice of the hearing date which he received after the hearing date (could also be a problem with the post, it's very common).

After this the OP goes on about how his wife had to pay 1.5 lac for travelling cost to attend a hearing (he hasn't explicitly mentioned about another hearing date being set but that must be the case).

Problems faced by OP:

-national savings incompetence.
-ombudsman incompetence.
 
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