I don't mind banks, all you have to do is responsibly. It's like drinking.
If you can't afford full payment of a BMW, don't buy it with a loan, just interest alone will cost you another car. If you can't afford 60+ percent on a home don't buy it the interest is insane on those.
Just buy responsibly and you'll be fine.
These two banks will be China's true WMDs against the world. Watch out Philippines, you might just get a loan from our banks
Why would large bank be a sign that people is poor? It is no surprise that a lot of top companies are banks, oil and power companies. These entities are naturally large because they only operate well if they are big. For example, a bank that only have a few branches is worthless. The Chinese bank's worth is increasing because the overall Chinese economy is increasing. Nothing more and nothing less.