Your understanding on the subject and economics with very raw ,let me share with you firstly there is no Kahaza or chabi its day to day operations ,money is released and money is collected back ,if we have daily expense of 20 Billion Rs and similarly we have income of 15 Billion so in order to meet expense you have many options loan is one of them .Coming to the point of Foreign Exchange historically we have 20
+ Exports reached upto 24 Billion $ and remittances around the same 20 so we have 40 to 44 Billion $ Export base dollars (FDI and other licence fees in $) are not included .Below is the break up of our imports .
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Biggest blunder of PTI was ignoring the biggest trade partner in this case was China 16 Billion US$ was used to pay China in US$ where as local currency agreement would have resolved this issue technically its called money management ,India does its trade with Iran ,China with Russia and Venezuela .But in order to keep ourselves in $ camp we make sure that whole nation suffered. now coming to this point so we required 26+20=46 (exports + 2 Billion) FDI trade balance was 8 Billion $ China and UAE trade could have been managed .My 2 cents