During NDA training, no one gets anything except for little pocket money. It is only in the last year, in IMA that they get Rs 21000 monthly as stipend. On commission, they get around 24000 as basic pay, and then DA is added to it. Add to that housing allowance, travel allowance, technical pay(if one is a BTech - Rs 5000 per month), high altitude allowance(Rs 6000 per month), Rank Pay(depends on rank), Foreign posting pay(10,000 - 50,000 per month depending on location), etc etc.
Also add to that a highly subsidized Insurance of Rs. 25,00,000 + an account in CDA that pays compound interest(good luck finding something like this anywhere outside). Travel and moving charges are paid by Army for every posting.
So the perks are good.
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Yes. Lieutenant