CHIP: World's cheapest computer is $9

[Viny]

grr is it about CHIP or about Share market and investments

@waz @Horus @WebMaster Can you please clean the thread, its about CHIP and not shares and investments. Thanks

Back to topic

I have backed for it, expecting in Nov, Dec 2015 let see when it comes

 

[Skull and Bones]

man.. you need to add disclaimer too.. past performance does not guarantee future returns.. over longer term it wont be 40% annual return besides India has high inflation, your money is losing value faster(than UK).. @Donatello

Anyone who deals with equities has the idea about past performance doesn't guarantee future results.

 

[babajees]

what OS does it run? does it even have enough space for a OS

Linux.. umm, a microSD card can hold more than 256gb nowadays.. :S

 

[Donatello]

man.. you need to add disclaimer too.. past performance does not guarantee future returns.. over longer term it wont be 40% annual return besides India has high inflation, your money is losing value faster(than UK).. @Donatello

Yea but the inflation is very much less than 40%, and money will always lose value....whether you park it in a savings account or stocks.

However, mutual funds are interesting in a way that you are investing in only one company but many....and so a bad performance by one can be offset by a superior performance by another one....
I hope i am right in assuming that? @Skull and Bones

 

[livingdead]

Yea but the inflation is very much less than 40%, and money will always lose value....whether you park it in a savings account or stocks.

However, mutual funds are interesting in a way that you are investing in only one company but many....and so a bad performance by one can be offset by a superior performance by another one....
I hope i am right in assuming that? @Skull and Bones

thats the point I want to highlight, 40 percent is not a long term return. Its equity linked, if your stock market goes up, you get higher returns. If it crashes, you lose money.
Its surely less risky than building a portfolio of stocks on your own, which requires lot of time and effort too. You pay certain fee to fund management for that.
I am very skeptical of ability of genius fund managers, earning huge salaries, I rarely see funds beating market index consistently.

Market volatility gives them opportunity to show glossy brochures with amazing profit, just you should know the level of risk.
Here is long term returns, remember Indian market is very near all time high.
Best Mutual Funds - 5 Years

 

[Donatello]

thats the point I want to highlight, 40 percent is not a long term return. Its equity linked, if your stock market goes up, you get higher returns. If it crashes, you lose money.
Its surely less risky than building a portfolio of stocks on your own, which requires lot of time and effort too. You pay certain fee to fund management for that.
I am very skeptical of ability of genius fund managers, earning huge salaries, I rarely see funds beating market index consistently.

Market volatility gives them opportunity to show glossy brochures with amazing profit, just you should know the level of risk.
Here is long term returns, remember Indian market is very near all time high.
Best Mutual Funds - 5 Years

Yaar, not everyone has the time to remain glued in front of a computer screens....these fund managers do that for a living...so you better pay them and let them deal with the hassle....but of course you need to know yourself as well that where and why your money is going.
I mean, if i have a couple of million USD lying around, i won't put them in a bank current/savings account.....i have to invest somewhere.....but like anything, there is no sure shot guarantee of constant growth....very few things give that...like for example a classic car from 1930s......or art paintings by Picasso....but not everyone can trade on an open market...
property is the same....you have a bubble and then that bursts.....so you need to know when to get out

 

[Audio]

I got a better offer from the University of Utah, in the field of Semiconductor Photonics. $20000/yr dean's fellowship and $18000/9 months for TA.

20 is a very moderate return for equities, I'm holding a bond UTI MNC fund with more than 40% return last year.

UTI MNC Fund (G) NAV | UTI Mutual Fund | UTI MNC Fund (G) Investment

Tell me more pelis. I have some time, some money, pretty decent analytical skills and motivation to try something i never tried before. Plus i better get rid of some money before summer, if not i'll overspend again.

So....5000 rupees is minimum? That's like ~70€'s. And hypothetically they promise ~30€'s of profit on those 70€'s after 1 year. If we scale it up to 1000€'s, it's a 400€ return on top of that 1000?Am i reading this correctly? Can foreigners invest? Do i need to pay with card (reluctant to use card #) or i can transfer from paypal?
How is this paid? After 1 year you get (in theory) 1400€ and need to reinvest another 1000 for next year? If the rupee goes up against the €, do i loose some percentage of investment or is there any safeguard in the system against this? And vice versa, if rupee goes down, does my investment increase if i make original payment in rupees? Or is it in $?

Thanks for any info.

@Nihonjin1051 -opinions of above speculations please (if i'm correct or not), if you'd be so kind. Also, if it's not too much, can you show me in what you invest? I read today or y'day you have some pharma investments-i like that more, ppl getting old, will need medications round the clock.

@LeveragedBuyout -opinions of above speculations please, if you'd be so kind. Same as above, if correct and also if there's anything else you'd like to share which promises healthy returns, you're most welcome.

Thanks for any info.

 

[dray]

@Skull and Bones You only invest in UTI funds?

 

[Skull and Bones]

@Skull and Bones You only invest in UTI funds?

Nope, I'm also holding Birla Manufacturing fund and HDFC equity fund. And planning to invest in SBI pharma fund.

 

[dray]

thats the point I want to highlight, 40 percent is not a long term return. Its equity linked, if your stock market goes up, you get higher returns. If it crashes, you lose money.
Its surely less risky than building a portfolio of stocks on your own, which requires lot of time and effort too. You pay certain fee to fund management for that.
I am very skeptical of ability of genius fund managers, earning huge salaries, I rarely see funds beating market index consistently.

Market volatility gives them opportunity to show glossy brochures with amazing profit, just you should know the level of risk.
Here is long term returns, remember Indian market is very near all time high.
Best Mutual Funds - 5 Years

In matured/saturated economies it is difficult for fund managers to beat benchmark indexes, but many fund managers consistently beat the indexes in growing market like India.

And investment should be spread according to the targeted time horizon, timing the market is a difficult task and I have seen more misses than hits.

 

[Skull and Bones]

Yea but the inflation is very much less than 40%, and money will always lose value....whether you park it in a savings account or stocks.

However, mutual funds are interesting in a way that you are investing in only one company but many....and so a bad performance by one can be offset by a superior performance by another one....
I hope i am right in assuming that? @Skull and Bones

And I always recommend to keep 40-50% of net assets in low risk investment, like debt and securities. So, that covers up for if there's any major market correction. My mom has 70% exposure to very low risk investment, which generates a healthy 10-11% per annum.

@hinduguy I'm investing from US, so as long as the INR is holding its value, I'm not much concerned about Indian inflation, as I'm easily beating US inflation of 2-3% by a healthy margin.

 

[livingdead]

In matured/saturated economies it is difficult for fund managers to beat benchmark indexes, but many fund managers consistently beat the indexes in growing market like India.

And investment should be spread according to the targeted time horizon, timing the market is a difficult task and I have seen more misses than hits.

ya, but still I mutual fund investment is hit and miss, fund manager change all the time. But of course its better for ordinary investors to invest in them rather than direct stocks(extra headache), and yes systematic investment is way better than trying to time the market... I was just trying to dispel the notion of 40 percent return.. another guy seems to be impressed too.. @Audio

 

[Audio]

ya, but still I mutual fund investment is hit and miss, fund manager change all the time. But of course its better for ordinary investors to invest in them rather than direct stocks(extra headache), and yes systematic investment is way better than trying to time the market... I was just trying to dispel the notion of 40 percent return.. another guy seems to be impressed too.. @Audio

I'm well aware nothing is for certain. Just trying to get some basic answers for now.

When you say "systematic investment" you mean, spreading money throughout to make it safer if one category of investment fails?
When you say "timing the market" you mean trying to catch "the high" before selling?

 

[Skull and Bones]

grr is it about CHIP or about Share market and investments

@waz @Horus @WebMaster Can you please clean the thread, its about CHIP and not shares and investments. Thanks

Back to topic

I have backed for it, expecting in Nov, Dec 2015 let see when it comes

Yes, it is a cheap chip, that'll augment internet of things. And this is a healthy trolling without mud slinging. So chill mamu.

I'm well aware nothing is for certain. Just trying to get some basic answers for now.

When you say "systematic investment" you mean, spreading money throughout to make it safer if one category of investment fails?
When you say "timing the market" you mean trying to catch "the high" before selling?

Systematic investment means investing a fixed sum every month over a longer term.

 

[livingdead]

I'm well aware nothing is for certain. Just trying to get some basic answers for now.

When you say "systematic investment" you mean, spreading money throughout to make it safer if one category of investment fails?
When you say "timing the market" you mean, sitting infront of computer trying to catch "the high" before selling?

I was talking about the word 'promise' in your post, nothing is promised, mutual fund price is determined by stocks they hold, they cant possibly promise you anything. Stock prices get halved, and suddenly your money gets halved.
by systematic investment in mutual fund I meant to keep aside some amount to buy the units(of fund) at regular interval so that you dont accidentally buy at high, and have to keep holding it.. the downside is of course you wont see miracle profit.(accidentally bought at low)
yes, by timing the market I meant knowing when to buy loads of them and sell loads of them..