Annual bills:
Water: £550
Electricity & Gas: £2,500
Council Tax: £1,800
Car Insurance for 2 cars: £2,000
Road Tax for 2 cars: £600
That's monthly average of £620 or PKR 84,320
Food for family of 5 is about £1,000 per month. (Excludes going out!)
Mobile Phone Bills (x2): £1,200 or £100pm
So an average monthly expense of £1,720 or PKR 233,920
Then add mortgage/rent of anything between £1500 to £2500+ per month for 3-4bed house.
£3,220 to £4,220
PKR 437,920 to PKR 573,920 per month!!!
This excludes fuel and work commuting costs (£300+) and any eating out.
This is SouthEast England ... North and Wales etc are much cheaper for rent/mortgage but salaries are lower too.
Add to that the fact one has to save for 10%-20% deposit for the house whilst paying rent. 3bed House prices in Greater London start from min £300k upwards. So about £30k-£60k savings required before getting a mortgage.
And the day starts at 6am and return home at 7pm.
It is a real rat race and exhausting.
Now you decide which country is cheaper ..