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Pakistan wants to replicate India’s health insurance

blueoval79

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The Indo-Pak dialogue may not be moving anywhere at this stage, but it’s a different story when it comes to social schemes for the poor. Pakistan, sources said, has expressed an interest in replicating India’s health insurance scheme for the poor.

The Rashtriya Swasthya Bima Yojana, an insurance cover for BPL families implemented by the Centre, state and insurance companies, has caught the attention of Islamabad, which is keen on studying the scheme that at present covers BPL families in 18 states across India.

Through the World Bank, Indian and Pakistani officials recently had a video conference between Delhi and Islamabad to discuss the project. Pakistan’s health services has even expressed an interest in sending a delegation to India to study the scheme which covers 64 lakh people in India and is targeted at the unorganised sector. “Pakistan has shown a lot of interest,’’ sources said.

Though the Indian government has refused to resume the Indo-Pak composite dialogue process and restricted the bilateral dialogue to the issue of terror, Indian officials have also continued to stress that India bears no grudge against the people of Pakistan and that the effort is to get the Pakistani government to deliver on its anti-terror commitments.

Nevertheless, the discussion on the insurance scheme has been channeled through the World Bank which has also been closely involved in the scheme. But international interest in the health insurance programme is growing too. It’s not just Pakistan that is interested in the scheme. Bangladesh, sources said, is also keen on studying the health insurance programme, which provides biometric smart cards to BPL families so that they have access to healthcare across the country at both private and public hospitals. Dhaka already has pilot projects on micro insurance for the rural poor but is still interested in the Indian project, which is implemented on a large scale and is slowly being rolled out across the country.

At present, the scheme covers 18 states with many more to join in the coming months. The scheme also showcases India’s IT prowess, which continues to attract international attention, with ten separate software applications used to deliver the smart card and insurance cover to BPL families. The scheme is basically aimed at migrant workers who have the facility to access healthcare in any of the 18 states that has implemented the project.

According to government figures, around 94% of the total workforce is in the unorganised sector.

Around 1,500 private and public hospitals that have been empaneled to provide healthcare for the poor and 8 to 9 insurance companies are taking part in the scheme. The government’s plan right now is to extend the scheme for BPL workers and their families all over the country by 2012/13. “It’s the biggest rural IT scheme,’’ said an official. Since it started, the government has found that nearly 1.2 lakh people have used the smart cards to access health care.

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Pakistan wants to replicate India?s health insurance- Politics/Nation-News-The Economic Times
 
We should look at all good ideas that have been shown to work elsewhere.
 
We should look at all good ideas that have been shown to work elsewhere.

Its great that india is giving health care to poor people but i think if we are going to copy any country then it should be the the UK and the NHS that we copy......free healthcare for all.
 
Here is a link to the Rashtriya Swasthya Bima Yojana website ....it has a ticker to count number of people using RSBY card.....


::RSBY::
 
If the scheme is workable then no harm in trying it.

But i am not sure if poor will be benefited from any scheme in indo-pak
 
If the scheme is workable then no harm in trying it.

But i am not sure if poor will be benefited from any scheme in indo-pak

Well its working fine in India....so there is a possibility of a similar scheme working in Pakistan with some country specific tweaking...
 
Well its working fine in India....so there is a possibility of a similar scheme working in Pakistan with some country specific tweaking...

I dont know about India but here in Pakistan most of such schemes are based on political favouritism hence only specirfic people get benefit of it.
 
I dont know about India but here in Pakistan most of such schemes are based on political favouritism hence only specirfic people get benefit of it.

Hm....well then there has to be some participation from WHO/UNO or any other international body...and this could be rolled out under their supervision.

But you are right.....a lot depends on Political will power.
 
Hm....well then there has to be some participation from WHO/UNO or any other international body...and this could be rolled out under their supervision.

But you are right.....a lot depends on Political will power.

well Blue you see i have seen many such shcemes with involvment of USAID, UN and other bodies but again at the end the so-called NGOs are just money making bodies besides these international bodies too get their share of money.

So the bottom line is all is just fake fooling the poor people
 
well Blue you see i have seen many such shcemes with involvment of USAID, UN and other bodies but again at the end the so-called NGOs are just money making bodies besides these international bodies too get their share of money.

So the bottom line is all is just fake fooling the poor people

Well the good news is the discussion was initiated by Pakistan Govt....so they must be a tad serious about that......hope the good sence prevails...and common man ....gets his dues.....:cheers:
 
Its great that india is giving health care to poor people but i think if we are going to copy any country then it should be the the UK and the NHS that we copy......free healthcare for all.

that would put tremendous strain on the economy for any country...the UK has a very high per capita..they can manage...you have to think from the economic perspective also..charge those who can pay...
 
that would put tremendous strain on the economy for any country...the UK has a very high per capita..they can manage...you have to think from the economic perspective also..charge those who can pay...

The cubans have a good healthcare system and think it free for all.........pakistan can make a nuclear bomb-weapons ect but the cost of giving free healthcare is some how going to put a strain on the economy?
If the people want true sharia in pakistan then free healthcare and education is a must and is not that hard to achieve.
 
Well.... Its upto country's leadership to decide......India also experimented with multiple helth care systems...and failed....this is a new begining...initiated in 2007-08 ....seems to be doing good.... I think pakistan can replicate thi and can have a strong system in place.
 
well Blue you see i have seen many such shcemes with involvment of USAID, UN and other bodies but again at the end the so-called NGOs are just money making bodies besides these international bodies too get their share of money.

So the bottom line is all is just fake fooling the poor people

Then all the more reason to institute a system that cuts out all the middle men siphoning off the money.

Free health care for all might be a good goal but sickness impacts most on the poor. If you are " middle class" you have some money in the bank you can afford a doctor or a few days off work if you are unwell.
If you barley make enough to keep food on the table you have to work no mater how bad you feel, you ignore things often making what might be a mild easily treatable problem life threatening.
A small amount of spending to help improve the health of those worse off actually saves money in the long run.
 
The cubans have a good healthcare system and think it free for all.........pakistan can make a nuclear bomb-weapons ect but the cost of giving free healthcare is some how going to put a strain on the economy?
If the people want true sharia in pakistan then free healthcare and education is a must and is not that hard to achieve.

yeah...that's full-fledged socialism...but what Michal Moore(presuming you, like me have seen the documentary rather than seeing things on your own in Cuba) didn't show was the poor condition of the Cuban industrial base...and healthcare is not entirely free in Cuba it is subsidized.
dabong1 tell me....do you see a visible difference in the attitudes of the latin americans and us, the south asians?
well I see..though there is ramapant corruption in latin america too...they are still greater Samaritans than us...I have seen in my country how subsidies meant for the poorest of poor are exploited by those who sip Cognacs every evening.
 

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