Financially Independent At 22

[_NOBODY_]

In conversation with Naba Khalid, this episode explores her journey from architecture to photography. When has she started her business? Were her parents supportive? What’s her entry test for architectural engineering looked like? When has she started wedding photography? Has COVID affected her business? Who according tot her are the good photographers in Islamabad? What’s her thesis about? How it can be helpful in future? How important financial independence is? How living in hostel empowered her? What’s her opinion on sustainable housing? What’s her dream house looks like? Tune in to know more on urban fabric of Islamabad, where she sees Pakistan in coming years and what’s the future for Naba Khalid!

00:00 Meet Naba Khalid
02:38 What she’s graduating in? How the test looks like for that?
04:03 When her shift from architecture to photography happened?
09:19 When she started wedding photography?
10:56 What’s her thesis about?
15:43 Who are the good photographers in Islamabad?
18:45 What’s the future for Naba Khalid?
20:19 How her degree helped her in who she is now?
23:00 What’s the hostel environment was like?
24:33 How important financial independence is?
26:26 Were her parents supportive of her profession?
28:25 How many day-scholars is aiming for financial independence?
32:07 Which city she will select to live the rest of her life?
33:17 Urban fabric of Islamabad!
35:11 What’s her opinion on sustainable housing?
37:40 What her dream house looks like?
40:34 What she thought of Pakistan and where she sees it in coming years?
44:18 Did she has a mentor when she started?

@ghazi52 @araz @The Eagle @The Accountant @That Guy @Irfan Baloch @PanzerKiel @AgNoStiC MuSliM @Imran Khan @PAKISTANFOREVER @waz @Windjammer @WinterFangs @KaiserX @niaz @farok84 @AZADPAKISTAN2009 @MastanKhan @krash @FOOLS_NIGHTMARE @Bilal Khan (Quwa) @Cookie Monster @Bratva @VCheng @Foxtrot Alpha @Rafael @Rafi @Trango Towers @TNT @Indus Pakistan @Falcon26 @Norwegian @LeGenD @Iltutmish

 

[El Sidd]

The state is suffering and struggling to bring this to a progressive target rate of 14-16 years.

Economy is judged by how long does it take a state to prepare an average citizen. Right now in Pakistan the average is about 26-28 which is why we have ageing politicians and aged laws and legislature.

 

[VCheng]

The state is suffering and struggling to bring this to a progressive target rate of 14-16 years.

Economy is judged by how long does it take a state to prepare an average citizen. Right now in Pakistan the average is about 26-28 which is why we have ageing politicians and aged laws and legislature.

Let's start with defining just what exactly is financial independence for an individual.

 

[Indus Pakistan]

In conversation with Naba Khalid, this episode explores her journey from architecture to photography. When has she started her business? Were her parents supportive? What’s her entry test for architectural engineering looked like? When has she started wedding photography? Has COVID affected her business? Who according tot her are the good photographers in Islamabad? What’s her thesis about? How it can be helpful in future? How important financial independence is? How living in hostel empowered her? What’s her opinion on sustainable housing? What’s her dream house looks like? Tune in to know more on urban fabric of Islamabad, where she sees Pakistan in coming years and what’s the future for Naba Khalid!

00:00 Meet Naba Khalid
02:38 What she’s graduating in? How the test looks like for that?
04:03 When her shift from architecture to photography happened?
09:19 When she started wedding photography?
10:56 What’s her thesis about?
15:43 Who are the good photographers in Islamabad?
18:45 What’s the future for Naba Khalid?
20:19 How her degree helped her in who she is now?
23:00 What’s the hostel environment was like?
24:33 How important financial independence is?
26:26 Were her parents supportive of her profession?
28:25 How many day-scholars is aiming for financial independence?
32:07 Which city she will select to live the rest of her life?
33:17 Urban fabric of Islamabad!
35:11 What’s her opinion on sustainable housing?
37:40 What her dream house looks like?
40:34 What she thought of Pakistan and where she sees it in coming years?
44:18 Did she has a mentor when she started?

@ghazi52 @araz @The Eagle @The Accountant @That Guy @Irfan Baloch @PanzerKiel @AgNoStiC MuSliM @Imran Khan @PAKISTANFOREVER @waz @Windjammer @WinterFangs @KaiserX @niaz @farok84 @AZADPAKISTAN2009 @MastanKhan @krash @FOOLS_NIGHTMARE @Bilal Khan (Quwa) @Cookie Monster @Bratva @VCheng @Foxtrot Alpha @Rafael @Rafi @Trango Towers @TNT @Indus Pakistan @Falcon26 @Norwegian @LeGenD @Iltutmish

If you live in a country that offers opportunity and your parents provide you direction and support there is every reason to expect 21 year olds to be financially independent where they are not burden on the parents finances. Emotional dependence can continue and is a very human thing. At point of bragging and proud my son at 23 earns over £60k and my daughter at 21 earns over £45k. I suspect both will cross 100k by age 30. This is typical of British middle class. From being burden on my 58th birthday few days ago they have booked me with BMW to buy a gift to the value of £50k. When I cash this gift I will paste pictures here on PDF.

 

[El Sidd]

Let's start with defining just what exactly is financial independence for an individual.

When an individual must see through the good or bad decisions made alone.

 

[VCheng]

When an individual must see through the good or bad decisions made alone.

That is not my understanding of the concept of financial independence, but if you add "from a financial standpoint for both risks and rewards" I can see it make more sense to me.

 

[El Sidd]

That is not my understanding of the concept of financial independence, but if you add "from a financial standpoint for both risks and rewards" I can see it make more sense to me.

What is your concept of it?

 

[VCheng]

What is your concept of it?

The ability to cover all needs and most wants by one's own financial resources.

 

[Imran Khan]

The state is suffering and struggling to bring this to a progressive target rate of 14-16 years.

Economy is judged by how long does it take a state to prepare an average citizen. Right now in Pakistan the average is about 26-28 which is why we have ageing politicians and aged laws and legislature.

when you give to a samdhi like SAQA MUNSHI what you expect . indians are trying their best of best still suffering and Pakistanis give it to samdhi like a gift .

 

[Mujahid Memon]

The ability to cover all needs and most wants by one's own financial resources.

But don't you think there is no capping limit on someone's needs and wants. One's need can be another one's want or vice versa. So considering this how will you define financial independence.

 

[SoulSpokesman]

@Indus Pakistan

Kaptaan sb,

At point of bragging and proud my son at 23 earns over £60k and my daughter at 21 earns over £45k. I suspect both will cross 100k by age 30.

Congratulations and all the best to them for their future.

The next step for them should be save and invest ( I know this is a banya trait and doesnt give shobha to martial race folks like you) wisely. The target should be that by the time they are 40, they should reach the next goal- where they have enough money to live well without working at all.

Regards

 

[_NOBODY_]

But don't you think there is no capping limit on someone's needs and wants. One's need can be another one's want or vice versa. So considering this how will you define financial independence.

For me basic financial freedom is to be able to live my life without financial burdens but complete financial freedom is the status of having enough money to be able to for pay my living expenses for the rest of my life without having to be dependent on others.

 

[Invicta]

@Indus Pakistan

Kaptaan sb,

At point of bragging and proud my son at 23 earns over £60k and my daughter at 21 earns over £45k. I suspect both will cross 100k by age 30.

Congratulations and all the best to them for their future.

The next step for them should be save and invest ( I know this is a banya trait and doesnt give shobha to martial race folks like you) wisely. The target should be that by the time they are 40, they should reach the next goal- where they have enough money to live well without working at all.

Regards

I bloody hate Indians because of this trait - in an envious way. My best friend and neighbour is an Indian, we both went to the same school and Uni and studies same subjects but I know where I have - in my life spent at creature comforts that bastard has been saving and investing - it wouldn't be long before he retires. For some reason this trait is very rare in other people specially Pakistani's.

If I have a family member visiting I first judge them for what they drive, once they are out of a car I will then judge them for what they are wearing, when they walk past me I will judge them on what scent they are wearing and when they take their phone out I will judge them for what handset they are carrying. It more about perception and we need to change that - I need to change that.

 

[SoulSpokesman]

@Invicta

because of this trait - in an envious way.

No need to be. You enjoyed your youthful days, while he slogged and scrounged away.

Are you of Pak origin?

Regards

 

[Vapnope]

I am envious of business acumen of Indians. Indian businessmen think strategically while most Pakistanis become content to a certain level of earning & Business. We need to learn a lot from Indian business mindset.