They have 3 types yes, but they always start you off on the basic card (green) or the gold card if your income is high enough. You need to activate internet commerce only once and all transactions done via internet are secured by OTP & 3D secure.
You need to get your debit card activated for ecommerce first. Secondly get a credit card made. It is more easily accepted while doing forex transactions than a debit card.
I've bought udemy courses for refreshing my financial modelling skills & for learning Python coding using HBL credit cards.
Never encrypt your sd card without first plugging the phone into a power outlet.
Second always note down the encryption key (if it is displayed by your phone) to ise if things go sideways.
Third if the encryption process is interrupted due to any reason whatsoever, your storage media is screwed...
Gurdaspur, Jallandhur, Zeera & Ferozepur. All muslim majority districts, all given to India despite being contiguous with the rest of Pakistani Punjab allowing overland access to Kashmir (esp Gurdaspur).
Going by your country's hypocritical stance of "Kashmir's Raja acceded to us so hell with the muslim majority population's wishes." The Nawab of Junagadh acceded to Pakistan so by virtue of that accession it is Pakistani territory. Similarly since the Nizam didn't accede to India, Hyderabad...